Welcome to the Center BMW Finance Department. Here you can use our online form to get a quick and accurate response on financing your next vehicle. Your financing information is encrypted in a super-safe digital format and is never sent through E-Mail.

Whether the next vehicle in your future is a brand-new 2013 BMW 328i, the 2013 BMW X3 xDrive28i, or one of our quality used BMW cars, Santa Monica drivers can count on the committed finance staff here at Center BMW to help find the financial plan that works for you. Be sure to check out our special BMW finance and lease offers, use our simple payment estimator tool to get a better idea of your financial plan, or fill out our online finance application to start the process. And if you have any questions or concerns, please feel free to call (866) 325-5459 to speak with one of the automotive experts at Center BMW, where we're Centered on You. The financial specialists at Center BMW look forward to working with you!



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Financing Navigation

Contact Information

Center BMW

5201 Van Nuys Blvd

Sherman Oaks, CA 91401
sales Sales:
(866) 325-5459
service Service:
(818) 907-9995
internet Internet:
(888) 535-4207

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.

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